What is Personal Loan :If we talk about personal loan, at present, most of the people choose the option of personal loan to fulfill their financial needs, so at today’s level we would like to tell you that for the loan, one does not have to go through a long documentation process like a security loan and the loan is easily available.
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while through the platform of Paisa Bazaar, one can compare personal loan offers from more than 30 banks and many apps and friends, one also gets the option to apply for a personal loan, so friends, in this article we will tell you complete information related to taking a personal loan.
What is Personal Loan Features
- Loan amount: Talking about the loan amount, applicants can get a loan of up to Rs 40 lakh, while some banks offer even more loan which depends on your CIBIL score.
- Interest rate: If we talk about the rate of this loan amount, it starts from 7.2 percent per annum, some banks provide loans for you at even lower rates, so just as any bank offers you cheap offers, you people should choose this bank.
- Time period: If you people have taken a loan, then you will also be given some time period in it, like usually the loan is available for 5 years, some banks provide you loan for a period less than this and there are some banks which provide you bank loan for 10 years as well.
What is Personal Loan Eligibility
- Age: It is very important that the age of the applicant should be less than 60 years and more than 25 years.
- Credit Score: Your loan also depends on your credit score, like your credit score should be 750 or more because this makes the chances of getting a loan 100% active.
- Salary: It is very important that the income and monthly salary of the applicant should be more than ₹ 20000, only then you will be able to take a loan.
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Note: The information given by me is not 100% correct, although it is correct at present but it keeps changing from time to time.
